Substantial gainful exercise (SGA) is a time period utilized by the Social Safety Administration (SSA) to find out if a person with a incapacity is ready to work and earn a residing. For 2025, the SGA restrict is $1,470 per 30 days ($1,910 for blind people). If a person earns greater than this quantity, they’re thought of to be partaking in SGA and their incapacity advantages could also be diminished or stopped.
There are a selection of things that the SSA considers when figuring out if a person is partaking in SGA, together with the kind of work being carried out, the period of time spent working, and the person’s earnings. The SSA additionally considers the person’s age, training, and work expertise. In some circumstances, the SSA could take into account a person to be partaking in SGA even when their earnings are under the SGA restrict. This is called “particular SGA guidelines.”
